1. Introduction

By using BudgetCalm, you accept and agree to comply with these Terms and Conditions.

2. Agreement to Terms

Your agreement with us includes these Terms and Conditions and begins when you first use BudgetCalm.

3. Service Description

BudgetCalm is a free, no-signup budgeting app that helps you manage your finances. We offer:

• Simple budget creation and management
• Expense tracking
• Category-based organization
• No account required
• 100% free to use

4. Data Storage

Your data is stored securely in our database using anonymous authentication. No personal information is required - you can start using the app immediately without signing up. Each device gets a unique anonymous identifier to keep your budgeting data private and accessible.

5. User Responsibility

Users are solely responsible for:

• The accuracy of their financial data
• Backing up their data
• How they utilize the app's features and insights

6. Disclaimer

BudgetCalm is provided "as is" without any warranties. We don't guarantee that the app will be error-free or meet your specific requirements.

7. Changes to Terms

We may update these Terms from time to time. Continued use of the app after changes constitutes acceptance of the new Terms.

8. Contact Us

If you have any questions about these Terms, please contact us at hello@budgetcalm.com

Last updated: January 02, 2025